Save 40%* on your Debit & Credit Card Processing in two minutes!

  • 1.

    Provide a few quick facts about your business Step 1

  • 2.

    Pre-screened suppliers quote for your business Step 2

  • 3.

    View quotes and select a supplier Step 3

About Cardswitcher

Cardswitcher was founded in 2013 by Stephen Hart who was previously the Chief Financial Officer of WorldPay.

It was created to bring down the cost of card acceptance for SME’s who currently pay premium prices in comparison to larger retailers. We have created a market place to bring SME’s and suppliers together, where suppliers will compete for your business.

About Cardswitcher

Our Testimonials

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  • I used Cardswitcher to re-negotiate our card-processing costs. Their analysis was insightful and they quickly sourced and delivered a proposition which saved us over £47,000 per year. Fantastic support when dealing with our bank.

    Simon Jacobs Partner Jacobs
  • I needed to start taking payments over the internet. I turned to Cardswitcher and received a better deal than available anywhere else. We received excellent support, everything is working perfectly and all at a fantastic price.

    Mel Mehmet OBE Chief Executive Easit Travel
  • Cardswitcher is a must for any business. I can’t thank you enough for everything you have done for me in helping me to switch my card supplier. I will definitely recommend you to anyone looking to and save money on card processing fees. Complete legend.

    Louise Dickens Managing Director Dickins Edinburgh Ltd
  • Cardswitcher was simple and quick to use. It got us the best deal in the market and saved us hundreds on set up fees.

    Glen Templeton Owner The Big Bag Company

The numbers speak for themselves

Since launch we have been trusted by thousands of SME merchants to reduce their costs through the quotes we have provided. These quotes have demonstrated the millions of pounds each year which could be saved by these merchants through switching card processing suppliers.

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Annual savings from quotes


The Cardswitcher Challenge

Cardswitcher Challenge

Challenge us to save you money - we can for over 65% of SME’s who get quotes!

Click the button below to get started!


From our Blog

  • Visa-debit-card-and-credit-card-e1309541715531

    More 2016 Visa debit fee changes

    On 1 September Visa will reduce interchange on UK debit cards by 1p and will remove the non-secure fee of 10p per transaction which applies to card not present (“CNP”) transactions and non-secure e-commerce transactions.  This should be good news for all card accepting merchants but especially for merchants who take cards over the phone or online without using 3D Secure.  But the big question is whether merchant acquirers will passon these interchange reductions to their customers or will they pocket these benefits for themselves?
    Posted May 28, 2016
  • Visa-debit-card-and-credit-card-e1309541715531

    UK card processing fees to change in 2016

    Card processing fees certainly had their ups and downs in 2015 and we did expect 2016 to be relatively quiet.  Not so.  Later this year Visa plans to remove the interchange cap on debit fees which will present a significant fee increase for merchants with Average Transaction Values (“ATV”) above £245.  This will particularly impact businesses such as garages, travel agents and a high number of B2B businesses accepting Visa business debit.
    Posted May 18, 2016
  • Newspaper

    Card Processing News – April 2016

    Theres some interesting UK card processing stories in the news which could be of benefit to UK SME card accepting businesses so we thought we’d maybe start posting a regular round up and our thoughts.
    Posted April 14, 2016

Useful Links

  • Iwoca Capify

    Merchant Cash Advance & Short Term Business Loans. Did you know that business's can borrow up to 15% of their annual card turnover?

  • Spire Ingenico Verifone

    Guide to the countertop, portable and mobile card terminals available in the UK

  • PayPal

    Compare your PayPal and Sagepay costs to a merchant account alternative with our handy PayPal calculator.

  • mPos

    Mobile point of sale (mPOS) devices available which you can purchase outright and which have no monthly rental fee.

  • Movylo

    Movylo mobile solution for SME's - vouchers, offers, m-commerce at low cost and quick set up.