Cost saving

Chargebacks can come as a nasty surprise to small businesses – but what are they, how much do they cost and how can you avoid them?

COVID19 and the resulting lockdown is severely impacting many small UK businesses.  Pubs, restaurants, gymns, hairdressers and many other “non-essential” businesses are unable to trade and are earning no income.  But that doesn’t stop their costs mounting up and business … Continued

Is your business looking for new way to process card payments? Fear not, our list of card processing services has solutions tailored to all business needs.

It can be hard to tell who you’re actually dealing with when you sign up for a merchant account. The illusion of ‘independence’ is often used to make customers feel more exclusive, and better looked after. Take BrainTree for instance. … Continued

As a customer, the minimum card payment amount can put you off, making a purchase entirely.  Say you don’t carry cash. You want to buy a £2 coffee, and there’s a £5 card limit. Do you spend the extra £3, … Continued

Pretty much every time we make a payment online, we’re doing so thanks to a virtual terminal.  For many of us, most of our shopping is now done online – it beats queuing up in John Lewis at Christmas time! … Continued

The way we pay for goods and services has changed dramatically over the last few decades. Good old fashioned cash is rapidly approaching death’s door in the UK. Those old £1 coins hidden down the side of the couch are … Continued

In 2019 there will be the first significant changes in interchange fees since the EU’s 2015 intervention to cut consumer credit and debit fees.  Some of these changes will be beneficial for merchants, some not.  The first of these is … Continued

In 2015, Laura launched her new business: a bespoke wedding invitation design studio. It was her first business and everything proved a steep learning curve. Early on, she bought a mobile point of sale device (also called a card reader) … Continued

Terminal hire agreements are the most contentious issue for merchants judging by the complaints and calls for help we get.