iZettle Special Offer for Cardswitcher Users

iZettle Special Offer for Cardswitcher Users

We’ve partnered up with iZettle – one of Europe’s leading fintech companies. Right now, we can offer the iZettle card Reader for £25 + VAT for new iZettle users, click here to get yours now.


About iZettle

iZettle service was first launched in Sweden in 2011 and is now available to individuals and small businesses across 12 European and Latin American countries including Norway, Denmark, Finland, The United Kingdom, Germany, France, Spain, Netherlands, Italy, Mexico and Brazil.  Its meteoric growth sees it adding over 1,000 new users every day and has attracted over $235 million of investment funding from venture capitalists.


The iZettle Reader

iZettle Reader

  • 100% mobile – use anywhere with a phone signal
  • No contracts or fixed fees
  • Easy to use – just connect to your phone/tablet and download the iZettle app to start taking cards.  No separate merchant account required.
  • Accept all major credit cards
  • Accepts contactless including ApplePay/SamsungPay
  • Customer receipts by email/SMS

Click here to get your iZettle reader for only £25 + VAT


Transaction Rates

What small businesses hate about traditional card terminals is the monthly fixed costs, even if you don’t use the machine, of around £35 for terminal hire and minimum monthly service charges.  On top of this theres then “add-on” charges like PCI compliance and authorisation fees.

iZettle has none of these costs and a very simple fee structure which means if you don’t use the Reader then there are no fees :

  1. Upfront, one off cost of £25 + VAT to purchase the reader (then its yours for life)
  2. Transaction fee of 2.75%.  If you’re fortunate enough to process over £2,000 of transactions per month, the rate drops to as low as 1% if you process over £40,000 per month.
Monthly Transactions Rate
£2000 2.75%
£5000 1.92%
£10000 1.54%
£20000 1.35%
£40000 1.00%



Thanks to iZettle, we can take hassle-free payments anywhere – in our créperie or when we’re out and about. iZettle gives us advantage over fellow traders and helps increase sales since customers sometimes are cashless. It’s awesome to be able to accept both credit cards and contactless payments!

Savoury & Sweet, London

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  • Garry Conquer

    whats the best way to get out a paymentsense contract?
    will izettle work out cheaper than paymentsense? we process approx £10k per month which izettle would cost £154 (1.54%) we have 7 terminals with paymentsense so obviously we pay rental on these terminals each month etc
    can an izettle account link several devices? i.e 6 izettle readers all paying into one bank account as we currently use payment terminals mobile

    • If you want to get out of a contract then simply terminate it. However, you do need to look at the termination cost specified in the contract. With PaymentSense my understanding is you have to pay the outstanding terminal rental for the remainder of the minimum hire period (starts at 5 years normally) plus a “re-stocking fee” of £190 per terminal from First Data plus in some instances a fixed fee of £100-£200 to PaymentSense themselves. So it can be expensive – do the arithmetic and ask PaymentSense to confirm the number. That said, if you can realise substantial savings in switching then it can make financial sense to incur the termination cost in order to get a better deal.

      There is a get-out under the Consumer Credit Act 1974 for sole traders and partnerships (ie non-incorporated entities) who can terminate a rental contract after 18 months and pay no future rentals. You would still have to pay any re-stocking fee or exit penalty but not the remaining rental payments. You should note that recently a few suppliers have been fighting their customers right to use this get-out under some of the exclusions under the Act. These fights have ended up in court and whilst in the most prominent case the court found in favour of the merchant, the supplier (Handepay) appealled the decision and I am not aware of the outcome of that appeal.

      With respect to izettle, you need to ensure your account is set-up to consolidate the 7 terminals into 1 bank account and ensure your transaction rate (1.54%) is based on the cumulative of these 7 terminals. We have spoken to our iZettle account manager and he has confirmed this is possible but it does need iZettle to ensure the account is set up correctly in the first instance. Contact us at [email protected] and we will connect you to the right person at iZettle if you want to progress this option.

      • Garry Conquer

        Many Thanks for your reply.

        I will sit down and work out costs to terminate etc contracted till 2018 so may just wait it out to save any aggravation.

        Thanks for your time reference the Izettle consolidation defintely food for thought.

        • No problem Garry. On the termination cost, bear in mind the re-stocking fee is payable irrespective of when you terminate – even if you terminate at end of the contract, so there is no value in delaying termination for that particular cost (and any PaymentSense fixed fee may also apply at end of contract – unsure).

          • Garry Conquer

            Ah i understand! Its a sole trader so presume can terminate and pay the restocking. Do you know if restocking is per terminal? obviously we have 7 terminals!

          • Yes, unfortunately re-stocking is per terminal, but as I mentioned you pay this any time you terminate so no value in holding off if you have a better deal elsewhere. As I mentioned some suppliers are trying to fight the Consumer Credit Act get-out for sole traders but I cannot tell you whether PaymentSense would. Best course of action is to call them up, tell them you are considering terminating and ask how much the termination costs are, and the breakdown.

          • Garry Conquer

            Many Thanks, seems like this will be a fun process!! This is the main reason i am looking into iZettle etc as they seem like a much easier business to deal with