Cardswitcher was founded in 2013 by Stephen Hart who was previously the Chief Financial Officer of the WorldPay Group. It was created to bring down the cost of card acceptance for SME’s who currently pay premium prices in comparison to larger retailers. We have created a market place to bring SME’s and suppliers together, where suppliers will compete for your business.”


UK’s only price comparison website

Cardswitcher is the only price comparison website in the UK for merchant services and card processing. Other websites claim to give you a range of quotes but all they do is send your details to a few suppliers who will individually call you over a few days to give you quotes. At Cardswitcher we give you :

  • Instant quotes, no waiting, no callback
  • Quotes on the same basis allowing comparison across suppliers with full transparency of costs
  • A wider range of suppliers to choose from

Our customers

We have provided over 10,000 quotes to SME’s looking for the best deals in merchant services. We have arranged card processing services for a diverse range of customers, from ecommerce start-ups who don’t currently take cards to established £100 million turnover businesses looking to reduce their costs.


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And our customer feedback is glowing…

  • The Cardswitcher website was a hugely helpful resource in our pursuit of the best value merchant processing rates available for our business. The website was easy to use and quickly allowed us to zero in on the providers who offered the most competitive rates. We will now be availing of significantly better rates than we were getting from our previous provider.

    Anton Cronin Galactico Sports Ltd
  • The Cardswitcher website was easy and logical to use, instantly and clearly showing the comparisons between the various service providers. The internet forms worked perfectly and we were shortly contacted by an excellent card processor, Britpay, with whom we now process all our electronic card payments. I would highly recommend your excellent website and Britpay who provided me with an outstanding service.

    Sue Ali The Hideaway
  • Well done Cardswitcher, best thing we have ever done. Now saving over 50% compared to our previous provider.

    Mark Collings Jojags ltd
  • I was surprised and delighted to stumble upon the Cardswitcher website and was even more delighted to find that there were several card processing companies who were far cheaper that the one I had previously used. The Cardswitcher website was easy to negotiate and provided all the information I needed to make an informed choice. I was very pleased with the service I received.

    Richard Burden Swansea Clinic
  • I just wanted to say thank you for the great service you provided us when choosing a card terminal provider. I found using the website really easy and the results clear and easy to understand. We found a great provider who gives us a great service at a more competitive price than some of the “more well known” businesses. I would highly recommend your website to other prospective users.

    Clare Brentnall FYI Events Ltd
  • Its always a bind to look for a new supplier for card processing as we are led to believe we are tied into the banks and the changeover can seem like a headache. However, the Cardswitcher process was relatively simple, all I needed was an old invoice from my current supplier to compare rates.
    I am now saving 50% off my monthly bills and better rental price with a mobile machine as well, so am saving c.£900 per year so all better for business.

    Keith Lutton The Eye Centre
  • I found the process of signing up easy and quick. No problems with the service, and much lower fees than when we used Paypal for card transactions.

    Donald MacKenzie Design House (Scotland) Ltd – Marble Granite Stoves
  • I needed to start taking payments over the internet. I turned to Cardswitcher and received a better deal than available anywhere else. We received excellent support, everything is working perfectly and all at a fantastic price.

    Mel Mehmet OBE Easit Travel
  • We found Card Switcher an excellent tool for our business. It saved us £100s in service fees. The moving process was also very simple. I have already recommended Cardswitcher, and will continue to do so.

    Gillian Henry Self Catering Shetland
  • I found Cardswitcher’s website to be really easy to use and was presented with a clear comparison of potential companies and the rates they charged. On selecting the appropriate company, the service that they then provided was very professional and friendly. I would have no hesitation in recommending Cardswitchers and I will use them again when the current contract expires to make sure we are getting the most competitive deal.

    Clive Orchard Bindon Bottom B&B
  • Cardswitcher is a must for any business. I can’t thank you enough for everything you have done for me in helping me to switch my card supplier. I will definitely recommend you to anyone looking to and save money on card processing fees. Complete legend.

    Louise Dickens Dickins Edinburgh Ltd
  • Cardswitcher was simple and quick to use. It got us the best deal in the market and saved us hundreds on set up fees.

    Glen Templeton The Big Bag Company
  • Cardswitcher was over 50% cheaper than any other quote we got and there were no set up fees

    Sittisak Suebsahajarn 2eon Limited

An authoritative guide to card processing from a merchant’s perspective

Even if you don’t want to switch suppliers right now, Cardswitcher is packed with useful information which can be a real help in making sure you get the best for your business.

  • Our blog is full of useful tips to renegotiate your card costs and understand those tricky card processing statements. Do you really understand how much card acceptance costs you?
  • Our PayPal calculator, for e-commerce businesses to compare their Paypal costs to a merchant account. You might be surprised at the gulf in cost difference!
  • Our mPOS comparison allowing smaller SME’s to compare and choose from a range of “Pay as You Go” card terminals. There is a lot of choice out there!